Hi,
If I get your question right. My answer is - An Epicnpc approved middleman (or woman) will hold the account or item, while the buyer makes payment to the seller directly.
Fee: $4.95 + 6% of item value.
MM SERVICES ARE CONDUCTING ON-SITE ONLY
If you go with the Trade Guardian/Middleman we do not convert anything to credits - The buyer makes payment to the seller directly.
K