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Payment Guide: Western Union

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Western UnionWestern Union

What is Western Union, one might ask some day. Most of the experienced users are aware about the online payment service it offers, but why would an experienced trader here in the community get use of any guide at all!
Western Union is an option of payment provided both online and in the real world, being unique at every single way. It provides maximum safety at the cost of additional fee, which might be the only problem while doing the deal. It also requires a little bit more activity than just clicking the button though!

Summary

+ Maximum Safety
+ Instant Transfer
+ Online (some countries)
+ On Live (no accounts required)

- High Fee
- Irreversible (buyer side, without a middleman)

General Information



Just when you enter the Western Union website, it greets you with a really friendly interface. You can either Learn More about their history and services in your native tongue, Send Money Online if there’s a posibility to do so, or Find Agents Location in your town.



After selecting Learn More it gets you through to the main page, where you literally can gather all the information you’re seeking. It also provides you with the possibility to go anywhere else as well as check the Money Transfer Status which I will explain later on.

Money Transfer

Money transfer, unlike in any other payment types, is being sent directly from a person to a person – not from an account to account. You don’t need a Western Union account unless your country supports online payment through it. Countries supporting sending money online are:

• Australia
• Austria
• Canada
• France
• Germany
• Ireland
• Italy
• Netherlands
• New Zealand
• Norway
• Spain
• Sweden
• United Kingdom
• United States



Let’s say you cannot do it online by creating an online account, and sending the money the easiest way – directly through a credit or debit card. To even think of doing the Money Transfer itself, first of all you have to find yourself an Agent Location. Usually Western Union doesn’t have typical offices where they provide their services. Instead, they make their software available to most of the banks, so you can complete the payment almost everywhere.

That does not exactly mean that literally everyone can use Western Union, though. You have to prove your identity somehow. They only accept Passports which are available to everyone fortunately, and Identity Cards most have to wait to get. Apart from that, required information about yourself (and a person you’re dealing with) are:

• First Name
• Second Name
• Last Name
• Street (Name and Number)
• Postal Code
• City
• Country

Of course these pieces of information are required by some banks. Some require less, some require even more, as a telephone number and such. These are the most common, though.

Now when you have a Western Union agent nearby and have every single information required about you yourself, and the person you’re trading with – it’s finally time to do the deal. Of course it’s suggested to use a Middleman while doing a WU deal, since the transfer is irreversible!

You basically head for the agent location, and either fill out a paper they give you or answer the questions they ask you there. A transfer done by an experienced lad over the office should be taken care in around 10 minutes top (up to 30 in some rare cases unfortunately).

Money Transfer Control Number

Now here comes the most important information. You get a so-called Money Transfer Control Number (MTCN) that is a requisite for withdrawing the money by the other person (or you, if you’re the one doing it). After completing the transfer, the money is withdraw-able just a little while later at any place in the world it supports!



Now even though you can’t (theoretically) do the transfer online, you can help yourself with their website by checking if the money is already there. At the main page just below the center image and text, you can enter the Sender’s First Name, Sender’s Last Name and MTCN and it automatically gets you information whether it has been withdrawn, is available to be widhrawn, or there’s no such transfer.




That should be everything about the Western Union. Hope this guide was readable and in some rare cases enjoyable. More coming soon!

Regards,
SlayerX
 
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