Heya,
if you don't mind getting a pirate (-8 sec status, located in lowsec, 1 jump to highsec) then you may wanna check out my 26m SP Gallente char in my thread.
He comes with roughly 3-4 weeks of gametime, so no need to activate the account first with a gametimecard. Also has plenty fitted (tech2) ships so you can get started right away. If you wanna get rid of the pirate status you can simply jump in the Ishtar ship, put a cloak on and kill NPCs for a while and you are done.
Along with Ships come a few containers full of ammo, drones and modules (almost all tech2, some "best named" for whenever it makes sense fitting-wise).
See ya