Impossible to avoid chargebacks?

[Zaxira]

So i have been looking at Moneybookers, Paypal, and Google checkout and so far my conclusion is that it's completely and utterly impossible to avoid getting charge back scammed with said providers as a private seller when dealing with intangible goods, aka in this case virtual currency, no matter how you try to do the trade without actually waiting for the cash to be in your hands, and without using western union, please do correct me if im wrong. If you look it at either the buyers or sellers side, online payments methods are simply one gigantic honey jar for making a living by scams, and you don't even need to have any skills at it since getting caught buying or selling intangible goods with current policies of paypal moneybookers etc seems virtually unexistent , and laughably easy at best.

 

[FancyMMO]

Banned - waiting on resolution to two dispute threads

It is true that you can't AVOID charge-backs, but you need to be smart about it

if your dealing with someone with little or no reputation, make them pay via WU or Moneygram, if they just want to use one of the sites you listed, DO NOT give th em full account information up front, just user / pass, than in a few weeks send the rest, 99% of scammers won't do it

Also get tons of personal information about them

 

[Kuz]

Banned - failed to resolve scam thread (http://www.epicnpc.com/scammers/461871-scammer-kuz-diablo-3-gold.html)

If you prove to paypal that they personally made the payment and that it was for a virtual item you win.

 

[Zaxira]

Yes that is much easier in some aspects when dealing with accounts aka not giving full account info, and or sending the secret question via mail and thus making tangible goods, but said methods are useless for virtual currency that the client wants immediately and that you have no document left from afterward with said providers (Paypal, Moneybookers,Google checkout)

 

[Zaxira]

If you prove to paypal that they personally made the payment and that it was for a virtual item you win.

How exactly do you prove the owner of said paypal account actually made the payment, and that you delivered said intangible goods, when you have exactly no material proof of it even existing, and if you make the buyer write in the memo that he is paying for something that you can't lay your hands on, then you as a seller will be ripped off if that is how the buyer wants it. That is how i understood it so far and that's how it goes no?

 

[KCRoyal06]

i would suggest Screenshots of the entire process, AIM chat logs (the actual file) information about the buyer on the website he/she is affiliated with. that should be sufficiant for paypal.