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Credit card processor vs Paypal?

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kugogizo

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My paypal is dead forever now, I initially won the cases that were opened with it but then lost them when the buyer re-opened them with the bank, nevertheless, I still have the option to use a credit card processor, I'm not the one who owns it, it is owned by a shop that sells gift cards that I can redeem for cash, I can redirect my customers to buy gift cards from that shop with the processor, it has worked nicely so far, however, I don't want to cause a problem to the shop, I already got a taste about how terrible a chargeback is so I really wonder if it's a viable long-term option. I spoke with the shop about it and they told me that none has ever opened a chargeback against them with their credit card processor. This credit card processor is very reputable and it is owned by a large bank (JPMorgan), also it has top-notch security features, some of the best tbh.

My question is, can this prevent possible chargebacks? Paypal offers no security at all, no serious checks

Can a reputable cc processor change the chargeback situation? Maybe even stop a chargeback before it happens?

The shop is kinda "small", if it was an amazon like marketplace, I wouldn't ask but I believe they can get hurt by a well-timed chargeback so I'm trying to be responsible with them...
 
Which CC processor u are using ?
 
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